Personal Banking

Mortgage Loans

NJM Bank FSB Benefits
	Still want to have personal assistance? Similar to the Insurance Company, NJM Bank cares about developing and maintaining long-term relationships with our customers. The products and services we offer reinforce our commitment to serve your financial needs. You can call or email us to answer any of your questions.

	Confused about which program to choose? We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Representative is just a call or email away!

	No Escrows! Borrowers pay their own real estate taxes, homeowners insurance and flood insurance (where required). NJM Bank’s Savings for the Future deposit account can serve as a great tool to help you set aside funds to pay taxes and insurance.

	First-time Homebuyers program! NJM Bank also offers a First-time Homebuyers program where the application fee (up to $375) will be deposited at loan closing into an NJM Bank savings account in the name(s) of the borrower(s). NJM Bank offers several savings account options to suit your needs.

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Assumptions